@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#092c48;--ink:#14334a;--blue:#1767a0;--yellow:#f5d657;--light:#f3f6f6;--line:#dce4e9}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);background:#fff}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,summary{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}h1,h2,h3{font-family:Manrope,Arial,sans-serif;margin:0;letter-spacing:-.055em}p{line-height:1.7}header{height:92px;display:flex;align-items:center;justify-content:space-between;padding:0 5.6%;gap:25px;background:#fff;position:relative;z-index:10}.brand{display:flex;align-items:center;gap:10px;font-size:19px;font-weight:800;letter-spacing:-.6px;white-space:nowrap}.brand b{font-weight:500}.brand small{display:block;font-size:8px;letter-spacing:2.5px;margin-top:4px}.mark{display:flex;align-items:center;justify-content:center;position:relative;background:var(--navy);color:white;width:43px;height:43px;font-size:28px;border-radius:10px 10px 2px 10px}.mark span{font-size:17px;color:var(--yellow);position:absolute;right:1px;top:-2px}nav{display:flex;gap:30px;font-size:13px;font-weight:600}nav a:hover{color:var(--blue)}.button{border:0;background:var(--navy);color:white;display:inline-flex;align-items:center;justify-content:center;gap:35px;padding:18px 25px;font-size:14px;font-weight:700;border-radius:7px;transition:transform .2s,background .2s;line-height:1.3}.button:hover{transform:translateY(-2px);background:#174b71}.button span{font-size:20px;font-weight:400}.button.small{font-size:12px;padding:12px 17px;gap:22px}.yellow{background:var(--yellow);color:var(--navy)}.yellow:hover{background:#ffe276}.hero{min-height:650px;position:relative;overflow:hidden;background:#15384d;color:#fff}.hero-image{position:absolute;inset:0;background:url('hero.webp') center 55%/cover no-repeat}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,25,43,.96),rgba(5,28,46,.86) 28%,rgba(5,28,46,.22) 63%,rgba(5,28,46,.02)),linear-gradient(0deg,rgba(4,25,43,.55),transparent 35%)}.hero-inner{position:relative;padding:80px 5.6% 100px;max-width:1450px;margin:auto}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:800;margin-bottom:23px;color:#41647c}.eyebrow.light{color:#c2d6e6}.eyebrow.light span{display:inline-block;width:7px;height:7px;background:var(--yellow);border-radius:50%;margin-right:10px}.hero h1{font-size:clamp(42px,4.7vw,72px);line-height:1.12;font-weight:800;max-width:640px}.hero em{color:var(--yellow);font-style:normal}.hero p{font-size:16px;color:#d8e5ed;margin:25px 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22px;min-height:65px}.risk-content>a{display:flex;justify-content:space-between;border-top:1px solid #d6e0e6;padding-top:18px;font-size:11px;font-weight:700}.risk-content>a span{font-size:17px}.caption{font-size:10px;color:#7b8a95;margin-top:20px}.why{display:grid;grid-template-columns:1fr 1fr;gap:9%;background:#eef3f5;max-width:none}.why h2 em{font-style:normal;color:#60859b}.why p{font-size:13px;color:#688193;margin:24px 0}.text-link{font-size:13px;font-weight:700;border-bottom:1px solid;padding-bottom:5px}.why-list article{display:flex;gap:25px;padding:23px 0;border-bottom:1px solid #d0dce3}.why-list article:first-child{padding-top:0}.why-list article:last-child{border:0}.why-list article>span{font-size:11px;color:#829baa;padding-top:5px}.why-list h3{font-size:19px;letter-spacing:-.5px}.why-list p{margin:8px 0 0;font-size:12px}.process{text-align:center}.steps{text-align:left;display:grid;grid-template-columns:repeat(3,1fr);gap:60px;margin-top:43px}.steps article{position:relative}.steps article:not(:last-child):after{content:'';position:absolute;top:22px;left:60px;right:-35px;border-top:1px dashed #b8ccd6}.steps span{display:flex;width:45px;height:45px;background:#edf3f6;border-radius:50%;align-items:center;justify-content:center;font-size:17px;color:#36647f;margin-bottom:24px}.steps h3{font-size:19px;letter-spacing:-.6px}.steps p{font-size:12px;color:#6d8290;max-width:295px;margin-top:12px}.quote-section{background:var(--navy);padding:75px 8%;display:grid;grid-template-columns:1fr 1fr;gap:8%;color:white;scroll-margin-top:30px}.quote-copy{padding-top:20px}.quote-copy h2{font-size:47px}.quote-copy>p{font-size:14px;color:#b9cbd8;margin-top:25px}.quote-rule{height:1px;background:#315168;width:80%;margin:33px 0}.quote-copy .quote-small{font-size:12px;line-height:1.8}.quote-small strong{color:#fff;font-size:16px;font-weight:500}.quote-copy .muted{font-size:10px;color:#9bb3c3}.form-card{background:#fff;color:var(--ink);border-radius:14px;padding:30px;align-self:start}.form-heading{display:flex;align-items:center;justify-content:space-between;font-size:8px;letter-spacing:1px;font-weight:700;color:#6c8697;margin-bottom:24px}.step-label{letter-spacing:0;font-weight:500;font-size:10px}.form-card h3{font-size:23px;letter-spacing:-1px}.form-desc{font-size:12px;color:#7a8e9b;margin:10px 0 24px}form label{display:block;font-size:11px;font-weight:700;margin-bottom:18px}input:not([type=checkbox]),select,textarea{border:1px solid #dce4e9;border-radius:5px;background:#fafcfd;padding:12px;display:block;width:100%;margin-top:8px;color:var(--ink);min-height:44px;font-size:12px}input:focus,select:focus,textarea:focus{outline:2px solid #68a6ce;outline-offset:2px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.optional{color:#8696a1;font-weight:400}fieldset{border:0;padding:0;margin:4px 0 21px}legend{font-size:11px;font-weight:700;margin-bottom:12px}.choices{display:flex;flex-wrap:wrap;gap:8px}.choices label{margin:0;cursor:pointer;position:relative}.choices input{position:absolute;opacity:0;width:1px;height:1px}.choices span{display:block;padding:9px 11px;border:1px solid #d9e3e9;border-radius:5px;font-size:10px;font-weight:500}.choices input:checked+span{background:#eaf3f9;border-color:#77a4c2;color:#135e90}.choices input:focus-visible+span{outline:2px solid var(--blue);outline-offset:2px}.submit{width:100%;justify-content:space-between;font-size:12px;padding:14px 17px;background:#165f90}.form-note{font-size:9px;color:#7a8c99;line-height:1.65;margin:13px 0 0}.form-card h4{font-size:20px;margin:0 0 8px}.form-card #quote-result>p{font-size:12px;color:#688193}.form-card textarea{resize:vertical;line-height:1.6;margin:15px 0}.back{border:0;background:none;color:#366886;padding:16px 0 0;font-size:12px}.faq{display:grid;grid-template-columns:1fr 1.5fr;gap:8%}.faq>div>p{font-size:13px;color:#758995;margin-top:25px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list details:first-child{border-top:1px solid var(--line)}summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;font-size:13px;font-weight:600}summary::-webkit-details-marker{display:none}summary span{font-size:23px;color:#7792a3;font-weight:400}details[open] summary span{transform:rotate(45deg)}details p{font-size:12px;color:#698190;margin:0 20px 22px 0}.last-call{background:#e9f1f5;padding:44px 5.6%;display:flex;align-items:center;justify-content:space-between}.last-call span:not(.button span){font-size:9px;letter-spacing:1.5px;font-weight:700;color:#69899d}.last-call h2{font-size:31px;margin-top:12px}footer{padding:45px 5.6% 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@media(min-width:1500px){.hero-image{background-position:center 58%}.hero{min-height:740px}.hero-inner{padding-top:100px}.risk-photo{height:330px}}
@media(max-width:1000px){nav{gap:15px}.hero h1{font-size:55px}.hero-shade{background:linear-gradient(90deg,rgba(4,25,43,.94),rgba(5,28,46,.7) 40%,rgba(5,28,46,.15))}.intro-strip{gap:20px}.intro-strip p{padding-left:20px}.risk-content{padding:20px}.risk-photo{height:225px}.risk-content h3{font-size:22px}.risk-content p{min-height:87px}.quote-section{padding:60px 5.6%;gap:5%}.quote-copy h2{font-size:39px}.form-card{padding:25px}.section-heading>p{max-width:240px}.steps{gap:30px}}
@media(max-width:700px){html{scroll-padding-top:20px}header{height:76px;padding:0 6%;gap:12px}nav{display:none}.brand{font-size:16px}.brand small{font-size:7px;letter-spacing:1.7px}.mark{width:36px;height:36px;font-size:24px}.button.small{font-size:10px;padding:11px;gap:10px}.hero{min-height:760px}.hero-image{background-position:66% bottom;background-size:auto 70%;background-color:#0b2d46}.hero-shade{background:linear-gradient(180deg,#092c48 0%,rgba(9,44,72,.98) 24%,rgba(9,44,72,.85) 42%,rgba(9,44,72,.0) 65%,rgba(5,27,45,.6) 100%)}.hero-inner{padding:48px 6% 60px}.hero h1{font-size:44px}.hero .eyebrow{font-size:8px;letter-spacing:1.5px;margin-bottom:22px}.hero p{font-size:14px;margin:20px 0 25px}.hero-notes{font-size:9px;gap:16px}.hero-bottom{left:6%;right:6%;bottom:24px}.hero-bottom>span{display:none}.hero-bottom>a{margin-left:auto}.intro-strip{margin:0 6%;flex-wrap:wrap;gap:14px;padding:26px 0}.intro-strip>span{width:100%;font-size:8px}.intro-strip strong{font-size:25px}.intro-strip p{font-size:10px}.intro-strip>a{display:none}.section{padding:55px 6%}.section-heading{display:block;margin-bottom:25px}.section-heading>p{font-size:12px;max-width:none;margin-top:20px}.section-heading>p br{display:none}h2{font-size:30px}.eyebrow{font-size:8px;margin-bottom:17px}.risk-grid{grid-template-columns:1fr;gap:25px}.risk-photo{height:310px;background-size:300% auto}.risk-content{padding:25px}.risk-content h3{font-size:27px}.risk-content p{min-height:0;font-size:13px}.risk-content h3 br{display:none}.caption{font-size:9px}.why{grid-template-columns:1fr;gap:35px}.why h2{font-size:33px}.why-list article{padding:22px 0}.process{text-align:left}.steps{grid-template-columns:1fr;gap:26px;margin-top:32px}.steps article{padding-left:62px}.steps span{position:absolute;left:0;top:0}.steps article:not(:last-child):after{display:none}.steps p{max-width:none}.quote-section{grid-template-columns:1fr;padding:50px 6%;gap:30px}.quote-copy{padding:0}.quote-copy h2{font-size:38px}.quote-rule,.quote-copy .quote-small{display:none}.quote-copy>p{font-size:13px;margin:20px 0 0}.form-card{padding:24px 20px}.form-card h3{font-size:23px}.form-heading{font-size:7px}.step-label{font-size:9px}.faq{grid-template-columns:1fr;gap:25px}.faq h2 br{display:none}.faq>div>p{margin-top:15px}.faq>div>p br{display:none}summary{font-size:12px}.last-call{padding:38px 6%;display:block}.last-call h2{font-size:29px}.last-call .button{margin-top:25px}footer{padding:35px 6% 105px}.footer-top{flex-wrap:wrap;gap:20px}.footer-top>p{display:none}.footer-top>a:last-child{font-size:10px}.footer-bottom{display:block}.footer-bottom p{margin-top:15px}.mobile-cta{display:flex;position:fixed;bottom:14px;left:6%;right:6%;z-index:20;box-shadow:0 8px 30px #092c4840;background:#145f90;justify-content:space-between}.mobile-cta.hidden{display:none}.desktop{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.contact-email{display:inline-block;color:#f5d657;font-size:15px;margin:10px 0;word-break:break-word}.intro-strip strong{font-size:23px;white-space:normal}@media(max-width:700px){.footer-top>p{display:block;width:100%;margin:0}.intro-strip strong{font-size:23px}.intro-strip p{border-left:0;padding-left:0}}

.contact-address{font-style:normal;font-size:13px;line-height:1.7;color:#b9cbd8;max-width:38ch;margin:8px 0 20px;overflow-wrap:anywhere}.footer-address{display:inline-block;max-width:38ch;margin-top:8px;overflow-wrap:anywhere}.footer-top>p{min-width:0}

.copy-fallback{margin-top:14px;background:#edf3f6;color:var(--ink)}.copy-fallback:hover{background:#dce8ef}.hero p{max-width:620px}.quote-copy>p{max-width:44ch}